The new word on the blog.

If you don't want the balance transfer option the standard apr is only 10.9%. With free travel accident insurance, fraud protection and discounts on your mobile phone bills.

This is the best credit card as of April 2005, it offers the lowest 0% balance transfer fee.

Check out the Virgin Credit card website here

Features

* An outstanding introductory balance transfer rate of just 0% p.a. - available for nine months from the date your account is opened. Please view footnotes below for additional information
* Typical rate 15.9% APR (variable) on card purchases.
* Want to see our rates explained? - Click here for an explanation.
* Every £1 you spend wins you reward points - use them to snap up sizzling Virgin deals in the Members Shop.
* No annual fee - we do not expect you to pay extra for the privilege of carrying our credit card.
* Enjoy up to 59 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
* Your card is now accepted at over 20 million retail outlets and over 630,000 ATMs - in most countries throughout the world. For up to date information or advice on using your credit card worldwide or to withdraw cash, please call our Customer Satisfaction Helpline, available 24 hours a day on freephone 0800 096 9939.
* Manage your account online - view your balance, credit limit and your last six months' transaction history online, all from the comfort of your home.
* Free 24 hour helpline - whether you are home or abroad, call us free whenever you need us.
* Free Purchase Protection Insurance* - most major purchases between £50 and £1,000 will be covered against accidental damage or theft for up to 100 days if you pay for them in full using your card.
* Up to £100,000 Free Travel Accident Insurance* - pay for your travel tickets in full using your Virgin Card and you will automatically be covered should you have an accident during your journey. If your spouse or children are travelling with you, they will be included in the policy too.

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